As an investor in Viainvest, you sailed through the Corona flash crash in March 2020 with ease! Even the Ukraine conflict in 2022 had little impact on the platform.
However, a completely new interface has been in development since 2023, which is also expected to include a secondary market. The exact release date for this new interface is not yet clear.
Twino has very strong overlaps with Viainvest. Firstly due to their history: both the parent companies of the two platforms and the establishment of the P2P platform itself took place within a year of each other.
No, definitely not. Viainvest is not a bank and therefore does not fall under any European deposit insurance. All funds you invest on the platform are exposed to a high risk of default.
Viainvest is an audited financial company from Latvia that holds an investment brokerage firm licence. It is subject to the regulations of the European and Latvian supervisory authorities and is therefore definitely reputable!
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Most competitors offer such a marketplace and thus help investors to get out of a loan quickly in an emergency. When you invest, you are completely dependent on the success of the ViaSMS Group. As this is the only lender on the platform, all loans logically originate from this company. In the event of economic difficulties, your capital could be at risk.
The Latvian P2P platform is among the safer P2P platforms. However, you must not forget that investing in P2P loans is generally associated with high risks! Therefore, it is advisable to invest only money that you can afford to lose if needed.
I also always have do a close examination of the loan originators a platform uses, as this is usually where a platform will encounter problems if anything bad happens like a financial crisis.
Note that business loans available on the platform however don't come with a buyback guarantee, so make sure to avoid those if you want to have completely safe investments on Viainvest.
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Viainvest takes exactly the opposite approach: the Latvian company is regulated by a financial supervisory authority and holds an IBF (‘
Only if repayment problems arise at this stage, potential losses might happen to investors. This is why it is so crucial to take a close look at the financial situation of the guarantee issuer when analysing the risk.
You can use Peerberry if you're viainvest happy to fight in a click war with bots and mindless people at 7am over 8-9% loans that are mostly long term (years).